Ways To Give

If you would rather not select Online Giving to contribute your financial stewardship to St. Raphael The Archangel, consider these other options:

Set up an automatic bill-pay through your own personal bank’s online banking program.

An automatic bill payment is a money transfer scheduled on a predetermined date to pay a recurring amount for stewardship. Automatic bill payments are routine payments made from a banking, brokerage, or mutual fund account to St. Raphael. Automatic payments can be made from a checking account or credit card and typically are offered with no additional bank fee.

Offertory Envelopes

Receive offertory envelopes (either weekly or monthly) to use when dropping a check or cash into the offertory basket on weekends. The office can make sure these are ordered for you – just let us know!

Planned Giving

Many Catholics prayerfully consider remembering their parish with a planned gift in gratitude for a lifetime abundance of God’s blessings. Planned gifts are made through wills or through life-income gifts and often have favorable tax benefits. These gifts derive from the donor’s accumulated assets, unlike annual gifts or pledges that derive from annual income. Planned gifts are used by the parish as directed through the donor’s will.

By including St. Raphael the Archangel Catholic Church in your will or estate plan, you elevate the parish to the level of family. Estate gifts are important because they help ensure our children, and future generations, will have similar opportunities for ministry and spiritual life that current parishioners enjoy. All of these gifts enhance the vitality of our parish for future generations and continually renew our ministries.

There are many ways to make a planned gift to St. Raphael the Archangel Catholic Church. An information packet is available through the Archdiocese of Louisville’s Pastoral Center by contacting Melody R. Denson, Director for Major Gifts and Planned Giving, at 502-585-3291 or by email mdenson@archlou.org.

Gift of Stock

Give a gift of stock to St. Raphael by completing the Archdiocesan stock transfer form and returning it as per their instruction.  Click HERE to be directed to the Archdiocesan webpage on Giving for further information and a link to the form. Just the form can be found HERE. Donations of stock offer a way to make a charitable gift without having to utilize cash funds. In general, you can avoid capital gains taxes by donating stocks held for more than 12 months; however, you should always consult with your financial advisor or a tax professional to determine the actual tax benefits or any other consequences of a stock donation.

IRA Distribution

Instruct your financial advisor or institution to send a donation to St. Raphael from your IRA Distribution.

The qualified charitable distribution (QCD) has been around for years, but was only codified as a permanent law a few years ago. A QCD allows those age 70 1/2 to give money to charities directly from their IRAs in a tax advantageous manner. This allows IRA owners who have attained age 70 1/2 to distribute money directly from the IRA to a qualified charity. You should always consult with your financial advisor or a tax professional to determine the actual tax benefits or any other consequences of such a donation.

RETIREMENT PLAN & IRA REQUIRED MINIMUM DISTRIBUTIONS FAQ

If you do make a donation from an IRA or other charitable savings account, please help us provide better service to you by providing us with this information:

1.    Have your broker/bank include the following on the check:

  • Your name

  • Your envelope number (ask the office if you need this)

  • Notation on how to direct the funds (e.g. Stewardship or Capital Campaign)

2.   Contact us once the check has been sent with the following information:

  • Date mailed

  • Broker or account name 

  • Amount

ALTERNATE METHODS OF GIVING FORMS:

Gift of Stock Form [Click Here]

Text to Give [Click Here]

List of Matching Gift Companies [Click Here]

TAX SAVINGS IN THE GOLDEN YEARS

A Tax-Saving Way to Help the Catholic Church

If you are 70½ years old or older, you can take advantage of a simple way to benefit your parish or the Archdiocese of Louisville and receive tax benefits in return. You can give any amount up to $100,000 per year from your IRA directly to a qualified charity such as ours without having to pay income taxes on the money. This popular gift option is commonly called the IRA charitable rollover, but you may also see it referred to as a qualified charitable distribution, or QCD for short.

Why Consider This Gift?

Your gift will be put to use today, allowing you to see the difference your donation is making.

You pay no income taxes on the gift. The transfer generates neither taxable income nor a tax deduction, so you benefit even if you do not itemize your deductions.

Beginning in the year you turn 72, you can use your gift to satisfy all or part of your required minimum distribution.

Since the gift doesn’t count as income, it can reduce your annual income level. This may help lower your Medicare premiums and decrease the amount of Social Security that is subject to tax.

The Archdiocese of Louisville has more information here.

Talk with your financial advisor or tax professional to see if this will benefit you.